Interest in electric vehicles (EVs) continues to increase, particularly among younger consumers who are increasingly concerned about efficiency, technology, lifestyle and environmental sustainability (28/09).

To respond to this growing interest, PT Bank Syariah Indonesia (Persero) Tbk (BSI) is providing affordable and accessible vehicle financing through BSI OTO, including financing for environmentally friendly vehicles (KBL).

The financing follows sharia principles and offers customers transparent financing arrangements with fixed monthly installments, helping them manage their finances with greater certainty.

BSI OTO Financing Reaches Rp6.75 Trillion

BSI's vehicle financing is part of its commitment to supporting the national automotive industry and encouraging the transition toward a more environmentally friendly transportation ecosystem.

As public interest in EVs increases, BSI is expanding access to sharia-compliant vehicle financing so more customers, particularly younger consumers, can own vehicles through financing arrangements that provide certainty in monthly payments.

As of July 2026, BSI OTO's outstanding financing reached approximately Rp6.75 trillion, growing 11.34% year on year.

The positive growth reflects strong public interest in sharia-based vehicle financing despite dynamic economic conditions. The quality of the financing also remained well maintained, reflecting customer confidence in BSI's financial solutions.

BSI's Electric Vehicle Financing Increases 66%

BSI's electric vehicle financing increased by 66%, showing growing public interest in EVs as an alternative form of mobility for the future.

BSI said the growing interest in EVs is driven not only by technology and operational efficiency, but also by lifestyle changes among younger consumers who are increasingly paying attention to sustainability.

The bank is therefore committed to providing competitive and accessible financing that follows sharia values and supports the growth of Indonesia's electric vehicle industry.

BSI OTO Supports Sustainable Mobility

BSI said the growth in BSI OTO financing also shows that demand for personal vehicles remains strong. At the same time, purchasing decisions are increasingly accompanied by careful consideration of financing schemes that are secure, transparent and in accordance with sharia principles.

"Pertumbuhan pembiayaan BSI OTO juga menunjukkan bahwa kebutuhan masyarakat terhadap kendaraan pribadi tetap kuat. Namun kini, keputusan pembelian semakin disertai pertimbangan yang matang, termasuk dalam memilih skema pembiayaan yang aman, transparan, dan sesuai prinsip syariah. Melalui BSI OTO, perseroan berharap dapat menjadi mitra masyarakat dalam mewujudkan mobilitas yang lebih modern, bertanggung jawab, dan berkelanjutan, sekaligus mendukung pengembangan industri otomotif nasional menuju ekonomi hijau," ujar Direktur Retail Banking Bank BSI, Kemas Erwan Husainy.

PHOTO: BSI

This article was created with AI assistance.

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