PT Bank Negara Indonesia (Persero) Tbk (BNI) offers the Indonesian government’s retail bonds, ORI028, through its digital platform wondr by BNI. The bonds are available for purchase from September 29 to October 23, 2025.

Two Investment Options: ORI028T3 and ORI028T6 with Fixed Coupons

There are two series offered: ORI028T3 with a fixed coupon of 5.35% and a three-year tenor, and ORI028T6 with a fixed coupon of 5.65% and a six-year tenor. Both are government-backed investment instruments.

BNI’s Digital Transformation Aims to Simplify Investments

Steven Suryana, SEVP Wealth Management BNI, explains that wondr by BNI is part of the bank’s digital transformation to offer easy, transparent, and inclusive investment experiences.

“ORI028 is a safe investment instrument guaranteed by the state and offers competitive returns. Through Wondr by BNI, we want to provide a quick, practical, and accessible investment solution,” he said.

The platform enables investors to check quota availability, simulate income, and receive coupon payments directly into their BNI accounts.

“With digital technology support, we hope more people, especially the younger generation, begin to build investing habits, including through government bonds,” he added.

Cashback Incentive for Investors Using Fresh Funds

BNI offers cashback of up to IDR 10 million for ORI028 purchases made with fresh funds via wondr by BNI. This applies to both new investors and those with existing retail bond portfolios.

“This cashback program is to increase public participation in state financing and provide added value for investors,” Steven said.

Investment Access Extended to Indonesians Living Abroad

Indonesian citizens living outside the country can also purchase ORI028 through wondr by BNI, expanding participation in supporting national development financing.

“We are optimistic this innovation will strengthen BNI’s role in enhancing financial literacy and inclusion, as well as support self-reliance in national development financing,” Steven concluded.

PHOTO: BNI

This article was created with AI assistance.