OttoDigital, a fintech company under the Salim Group, has introduced a digital loan service, “Kasbon Digital,” providing employees with quick access to funds. The service offers competitive rates, with automatic monthly salary deductions for repayment, aiming to provide a reliable financial solution for employees in need.

The Rise of Digital Kasbon Amid Economic Pressures in Indonesia

Indonesia's economic pressures in 2024 have impacted the purchasing power of many citizens, including workers. Despite a 5.02% growth in the national economy, challenges like currency fluctuations and global economic slowdowns have affected workers’ financial stability. Grace Sunarjo, Chief of Product Growth and Marketing at OttoDigital, explains that these conditions have not only affected employees’ welfare but also their productivity and focus at work.

The economic strain was reflected in a 24% decrease in travelers during the Eid al-Fitr holiday, signaling the financial pressures many Indonesian families face. Inflation was recorded at just 1.03% in March 2025, below expectations, contributing to a decline in purchasing power.

A Reliable Financial Solution: How OttoDigital’s Kasbon Benefits Employees

Kasbon Digital allows employees to access emergency funds via a digital platform. With quick approval, competitive rates, and automatic deductions from monthly salaries, employees can manage their financial needs without resorting to high-interest loans.

"We started developing OttoKasbon as a win-win solution for both companies and employees. On one hand, employees gain access to emergency funds quickly and safely; on the other hand, companies don’t need to manage manual loan systems or worry about illegal lending practices," said Sunarjo.

Enhancing Workplace Productivity with OttoKasbon’s Seamless Integration

The Kasbon Digital platform can be easily integrated into company systems, allowing businesses to support their employees without complex setups. This solution helps companies maintain employee productivity while relieving financial stress. It also prevents employees from turning to illegal online loans, offering them a safer, more transparent option.

OttoDigital’s Digital Kasbon: A Safe Alternative to High-Interest Loans

With many employees seeking fast loans online, often ending up with high-interest debts, OttoDigital provides a safer and more affordable alternative. Sunarjo notes that providing transparent access to Kasbon not only supports employees during tough financial times but also strengthens long-term relationships between companies and their staff.

PHOTO: OTTODIGITAL

This article was created with AI assistance.