PT Bank Negara Indonesia (Persero) Tbk (BNI) is offering the SBR015 Retail Savings Bond through its wondr by BNI application, with minimum annual yields of up to 6.85% and potential cashback of up to IDR 15 million for eligible purchases made using fresh funds (06/10). The cashback program is subject to the purchase amount and applicable terms and conditions.

BNI SBR015 Investment Offers Two Bond Tenors

SBR015 is a Retail Government Security issued by the Government of the Republic of Indonesia. It uses a floating-with-floor yield scheme, under which the yield can change in line with movements in the benchmark interest rate but cannot fall below a predetermined minimum rate.

The bond is available in two series. SBR015T2 has a two-year tenor, a minimum annual yield of 6.75%, and a maturity date of October 10, 2028. Meanwhile, SBR015T4 has a four-year tenor, a minimum annual yield of 6.85%, and a maturity date of October 10, 2030.

As a government-issued investment instrument, SBR015 provides an opportunity for investors to receive periodic income while participating in the financing of national development.

BNI Offers Cashback of Up to IDR 15 Million

Customers who purchase SBR015 through wondr by BNI using fresh funds during the offering period have the opportunity to receive cashback of up to IDR 15 million. The cashback amount depends on the purchase value and the applicable terms and conditions.

BNI has divided the cashback promotion into two periods. The Early Bird period runs from September 28 to October 9, 2026, while the Non-Early Bird period runs from October 10 to October 22, 2026.

The promotion forms part of BNI's efforts to provide customers with access to government investment instruments through its digital banking application.

BNI Expands Digital Investment Access Through wondr by BNI

BNI Wealth Management Senior Executive Vice President Steven Suryana said the application provides the public with easier access to investment products that can be selected according to individual needs and financial goals.

“Through wondr by BNI, we aim to provide the public with increasingly easy and practical access to investment. The launch of SBR015 also offers customers an opportunity to build their portfolios through a government-issued investment instrument,” Steven said in a written statement.

Steven also said that providing convenient access through digital channels is part of BNI's efforts to improve financial literacy and increase public participation in investment.

“We hope that the convenience offered by wondr by BNI will help people make more strategic investment decisions based on their individual risk profiles, needs, and financial goals,” he said.

How to Purchase SBR015 Through wondr by BNI

Customers can purchase SBR015 by accessing the investment feature in the wondr by BNI application during the offering period. They can select SBR015, choose their preferred series, enter the purchase amount, and complete the order through the application.

The launch of SBR015 through wondr by BNI is part of the bank's efforts to expand public access to digital investment instruments. In line with the transformation of state-owned enterprises coordinated by Danantara Indonesia, BNI said it would continue developing financial services to promote financial inclusion, expand public participation in investment, and support national economic growth.

PHOTO: BNI

This article was created with AI assistance.

We make every effort to ensure the accuracy of our content, some information may be incorrect or outdated. Please let us know of any corrections at [email protected].