In 2024, Indonesia's Asuransi Usaha Tani Padi (AUTP) program successfully provided insurance coverage to 5.8 million hectares of agricultural land, benefiting over 9 million farmers nationwide.

This initiative plays a crucial role in bolstering national food security by mitigating the risks associated with crop failures.The AUTP program offers farmers protection against potential losses due to natural disasters, pests, and diseases. By securing their livelihoods, the program encourages continued agricultural production, essential for achieving Indonesia's goal of self-sufficiency in food. Brellian Gema, Corporate Secretary of Asuransi Jasindo, emphasized the company's commitment to reducing the risks faced by farmers each season. He stated, "We understand the risks that farmers face every season, and the AUTP program is our way to alleviate those concerns."

To enhance the efficiency and accessibility of the AUTP program, Jasindo promotes the use of the Sistem Informasi Asuransi Pertanian (SIAP) application. This digital platform simplifies the insurance process, allowing farmers to register and submit claims more easily. The SIAP application ensures a faster and more transparent claims process, thereby improving the overall experience for farmers.

The claims process under the AUTP program involves several key steps:

1. Reporting Damage: Farmers promptly report any crop damage to the local Agricultural Extension Officer (PPL). This initial report can be made in person, via phone, or through text messages, with necessary documentation submitted through the SIAP application.
2. Documentation: Farmers provide essential documents, including photographs of the damaged crops with geotags and timestamps, a copy of their identification (KTP), and a statement from the village head if internet access is unavailable.
3. Field Inspection: PPL or Plant Pest Organism Controllers (POPT) conduct on-site inspections to assess the damage. Findings are documented in an official report uploaded to the SIAP application.
4. Claim Approval and Compensation: Once all documents are verified and the claim is approved, Asuransi Jasindo issues a Discharge Form to finalize the claim. Compensation payments are then transferred directly to the farmers' group accounts.

The AUTP program provides coverage of up to IDR 6 million per hectare per planting season, ensuring that farmers have the necessary funds to continue farming even in the event of crop failure.

This financial safeguard is vital for maintaining the stability and sustainability of Indonesia's agricultural sector.Asuransi Jasindo remains dedicated to expanding the reach of the AUTP program through collaborations with relevant ministries, local governments, and agricultural communities. By fostering these partnerships, the company aims to enhance the resilience of farmers against the uncertainties of agriculture, thereby contributing to the nation's food security objectives.

In conclusion, the AUTP program, supported by the SIAP application, represents a significant advancement in protecting Indonesian farmers from the inherent risks of agriculture. By providing comprehensive insurance coverage and streamlining the claims process, Asuransi Jasindo empowers farmers to maintain productivity and supports Indonesia's pursuit of food self-sufficiency.