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Fintech

BNI-MyPertamina: Is It the Best Card for Fuel Savings?

23 Dec, 2024
BNI-MyPertamina: Is It the Best Card for Fuel Savings?

The BNI-MyPertamina Card is a co-branded credit card, launched in partnership between BNI and Pertamina, offering unique advantages to users, especially those using MyPertamina for fuel purchases. This credit card provides a series of rewards, including cashback on fuel and double BNI rewards points.

One of the key benefits of using the BNI-MyPertamina Card is the 8% cashback for purchases of Pertamax and Dex Series fuel at Pertamina stations via the MyPertamina app. To qualify for the cashback, the transaction must be a minimum of IDR 250,000 per purchase, with a maximum cashback of IDR 30,000 per card per week. This cashback feature is available once per week per card, whether it's the primary card or an additional card.

Additionally, users can enjoy the benefit of a free annual fee during the first year after the card is issued. This offer is also available to Pertamina Group employees, who get the free annual fee for as long as they hold the card. The BNI-MyPertamina Card also offers double BNI rewards points for every transaction made through the MyPertamina app, making it an attractive option for those who regularly purchase fuel and goods through the platform.

Beyond fuel-related perks, the card provides several special promotions. For instance, cardholders can get discounts at partner merchants like Shopee, dining, supermarkets, and automobile services. A limited-time promotion allows for a discount of IDR 100,000 on Shopee purchases over IDR 1,500,000 every Thursday, available for the first 15 transactions.

The card's promotions aren't just limited to fuel-related transactions. A welcome bonus cashback of IDR 200,000 is available when users accumulate IDR 3,000,000 in purchases within the first two months of the card's approval. There are also promotions for Bright Store and Bright Café transactions, offering IDR 30,000 cashback for purchases over IDR 300,000.

Applicants for the BNI-MyPertamina Card need to meet specific income requirements and submit necessary documentation. For Gold cardholders, an annual income of IDR 36 million is required, while Platinum cardholders must have a minimum of IDR 84 million. Additionally, the card is available to individuals aged between 21 and 65 years, with different requirements for employees, professionals, and business owners.

With its attractive cashback and rewards points features, the BNI-MyPertamina Card seems like an excellent option for frequent fuel buyers and those who regularly use the MyPertamina app for other services. The ongoing promotions and limited-time offers further enhance its appeal.

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