PT Bank Negara Indonesia (Persero) Tbk is offering Retail Sukuk SR022 through its digital application, Wondr by BNI. The sukuk product presents a new opportunity for individuals to contribute to national financing directly through their smartphones.

Cashback Rewards Up to IDR 15 Million for Eligible Investors

SR022 offers more than just fixed returns and a government guarantee. Investors who purchase the sukuk through the Wondr platform during the offering period—from May 16 to June 18, 2025—are eligible for cashback rewards up to IDR 15 million, depending on the amount they invest.

Start Investing From IDR 1 Million With Fixed Government-Backed Returns

With a minimum purchase of IDR 1 million, SR022 is accessible to a broad range of investors. BNI allows investments up to IDR 5 billion for SR022T3 and IDR 10 billion for SR022T5. The sukuk series offers fixed returns and is fully backed by the Indonesian government, providing both safety and stability for retail investors.

Choose Between Two Secure Tenors: SR022T3 and SR022T5

SR022 comes in two tenor options:

• SR022T3 offers a fixed coupon of 6.45% (gross) per year with a maturity date of June 10, 2028.
• SR022T5 provides a fixed coupon of 6.55% (gross) per year and matures on June 10, 2030.

These instruments are designed to provide routine yields while maintaining a high level of security.

BNI Promotes Digital Syariah Investment Access for All

“BNI continues to commit to providing easy, safe, and affordable investment access through our digital platform, including syariah products like SR022,” said Steven Suryana, SEVP Wealth Management BNI. According to Steven, expanding access is not only about technology but about making retail investment a grounded financial practice.

Steven also emphasized that through SR022, individuals can participate in supporting national development while taking steps to secure their financial future.

PHOTO: ANTARA/BNI

This article was created with AI assistance.