Peer-to-peer (P2P) fintech platform GandengTangan emphasized the vast potential in Indonesia’s micro and ultra-micro lending market. Chief Operating Officer Darul Syahdanul stated that these sectors still face barriers to financing access, including collateral requirements, business models, and repayment schemes.

GandengTangan's Core Strategy Since 2015

Since its founding in 2015, GandengTangan has targeted these segments as its core market. “Since we started, our portfolio has been dominated by micro and ultra-micro loans with over 27,000 business borrowers,” Darul said on Monday (April 21).

Expanding Reach Through Ecosystem Partnerships

To serve a broader audience, GandengTangan prioritizes collaboration with supporting ecosystems. “Since 2023, we have been very open to partnerships, particularly with platforms that allow us to reach micro lending and other productive sectors,” he noted. This strategy has helped reduce operational costs and mitigate financing risks.

Portfolio Highlights and Loan Performance Metrics

GandengTangan reports that it has disbursed a total of Rp649 billion in loans since its inception. The platform’s TKB90, or 90-day repayment success rate, is currently recorded at 96.67%, based on data from the company’s official site.

PHOTO: MEDIA ASURANSI

This article was created with AI assistance.