The Cyber Directorate of Polda Metro Jaya has arrested two suspects for bank fraud using artificial intelligence. AI technology was used to manipulate facial verification during account activation.

According to Police Public Relations Chief Kombes Ade Ary Syam Indradi, suspect PM created a manipulated face verification video to make it appear as the real account owner. This allowed the fraudulent activation of bank accounts.

PM was arrested in Denpasar, Bali, on December 30, 2025, while the second suspect, MR, was detained in Labuhan Batu Selatan, North Sumatra, on January 9, 2025. The investigation revealed that PM used stolen personal data to create bank accounts, while MR was responsible for illegally collecting identity information.

The stolen data included full names, birth dates, genders, occupations, addresses, and mothers' names. Authorities seized several pieces of evidence, including an investigative report from the bank, six mobile phones, one hard disk, and one flash disk.

Both suspects are now in custody at Polda Metro Jaya and face multiple charges under the Electronic Information and Transactions Law (ITE) and the Personal Data Protection Law. If convicted, they could face up to 12 years in prison or a fine of up to IDR 12 billion.

SOURCE: DETIK | PHOTO: SWISSCOGNITIVE

This article was created with AI assistance.