PT Bank Syariah Nasional (BSN) has received an idAA+ rating with a stable outlook from PT Pemeringkat Efek Indonesia, reflecting its strong financial capacity to meet long-term obligations (27/03).

The rating is based on a comprehensive evaluation of the company’s data and financial performance during the 2025 fiscal year and is valid from March 13, 2026, to March 1, 2027.

According to Pefindo President Director Irmawati, “The idAA+ rating reflects that Bank Syariah Nasional has a very strong capacity to meet its long-term financial commitments. The plus (+) sign indicates a relatively stronger position compared to the average obligor in the same category.”

Strong Financial Profile Supports High Credit Rating

Pefindo stated that the rating reflects BSN’s solid market position and strong capital structure.

The stable outlook indicates confidence that the company will maintain its credit profile over the medium term, supported by consistent fundamental performance.

Entities rated idAA are considered to have a very strong ability to meet long-term financial commitments, while the “+” symbol shows a stronger standing compared to peers in the same category.

BTN Backing Reinforces BSN’s Performance

BSN President Director Alex Sofjan Noor said the achievement is supported by its parent company, PT Bank Tabungan Negara (Persero) Tbk.

“Alhamdulillah, BSN has achieved the idAA+ rating from Pefindo, with support from PT Bank Tabungan Negara (Persero) Tbk as the parent entity. This rating is a positive milestone for BSN and encourages us to continue improving performance,” he said.

He added that the rating motivates the company to enhance services and strengthen its role as a financial partner for Indonesian families.

Expansion Plans and Digital Strengthening

BSN plans to improve its performance by increasing financing distribution and expanding its market reach.

The company is also focusing on strengthening its digital ecosystem through the Bale Syariah by BSN application, while optimizing its network of 37 Sharia branch offices, 82 sub-branch offices, and 589 service outlets.

With support from its parent company, BSN aims to expand access to its products and services for customers.

Focus on Sharia Ecosystem and Financial Inclusion

BSN will continue to expand the Islamic financial ecosystem through sharia-based financial literacy, with a focus on its core business in sharia housing financing.

“We will continue to move forward so that our products and services are easily accessible to all segments of society. This rating reinforces BSN’s optimism to grow, support government programs, and become the main financial partner for Indonesian families,” Alex said.

PHOTO: BSN

This article was created with AI assistance.

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