Bank Mandiri has reinforced its position as a digital financial leader by integrating Livin’ by Mandiri, Livin’ Merchant, and Kopra by Mandiri into a closed-loop ecosystem that delivers comprehensive digital services for customers (21/11).

Kopra by Mandiri Achieves Strong Transaction Performance

Senior Vice President (SVP) Digital Wholesale Banking Bank Mandiri, Yohan Sugiono, said Kopra by Mandiri managed transaction value of more than Rp 22,000 trillion until October 2025, growing 22 percent year on year.

He added that transaction volume reached 1.2 billion, an increase of 14 percent year on year.

Kopra’s key features, such as bulk payment up to 50,000 transactions, personalized billers for industries, and real-time monitoring of Letters of Credit (LC) and Bank Guarantees, help improve business efficiency for clients.

Livin’ by Mandiri Records: Higher Usage Across the Country

Livin’ by Mandiri has been used by 35.8 million users, an increase of 27 percent year on year as of October 2025.

The super app processed Rp 3,620 trillion in transactions, up 10 percent from the previous year.

Livin’ Merchant Drives MSME Digital Adoption

Livin’ Merchant continues to support MSME digitalization with more than 3 million merchants using the platform.

Sixty-two percent of its users are outside major cities, supported by features such as multi-outlet management, F&B system integration, QR Table ordering, and direct stock ordering from distributors in Bank Mandiri’s ecosystem.

The service recorded a 166 percent increase in transaction value and a 172 percent rise in transaction volume year on year.

Bank Mandiri Earns Industry Recognition for Digital Innovation

With strong performance and continuous innovation, Bank Mandiri won the Indonesia’s Best Transaction Bank award at the Euromoney Transaction Banking Awards 2025.

The award reflects the bank’s solid financial performance, strong asset growth, strengthened business ecosystem, and consistent digital innovation that supports national economic growth.

Yohan said the recognition is also supported by government policies that promote economic transformation and higher productivity.

“We believe that Indonesia’s economic growth must go hand in hand with the acceleration of digital transformation. Kopra is here as an integrated financial solution that supports the quality of customer transactions, from cash management, trade finance, to value chains,” he said in English translation.

He added that Bank Mandiri will keep improving its digital capabilities to match the changing needs of the public and businesses, in line with President Prabowo Subianto’s Asta Cita, which emphasizes accelerated economic transformation, national productivity, and stronger productive sectors.

“We highly appreciate this award. This achievement motivates us to continue moving forward with the spirit of Sinergi Majukan Negeri, providing the best services and strengthening Bank Mandiri’s role as a main driver of the national economy,” Yohan said.

PHOTO: BANK MANDIRI

This article was created with AI assistance.