PT Bank Rakyat Indonesia (Persero) Tbk (BRI) has expanded its digital service offerings through the BRImo application. The updated QRIS payment feature now allows BRI credit cards to be used as the main source of funds, enhancing the existing digital payment options available to users.

New QRIS Feature Enhances Digital Transactions for BRI Customers

According to BRI Corporate Secretary Dhanny, this innovation responds to the evolving needs of the public. The QRIS feature now supports BRI credit cards as a funding source for both merchant-presented mode (MPM) and online merchant transactions. “This feature brings greater convenience, especially for those who prefer not to top up their balance. With a credit card, customers can use the available limit for transactions,” said Dhanny.

The new integration offers added flexibility, enabling customers to make payments without needing to refill their balance, while still benefiting from the digital payment system.

Flexible Credit Card Usage Through BRImo’s QRIS System

By selecting the BRI credit card as the primary funding source, users gain a practical alternative for QRIS payments. This feature complements BRI’s digital ecosystem, which is designed to be seamless and efficient. Customers are given more control over their finances while enjoying a secure and convenient digital transaction experience.

Apply for a BRI Credit Card Easily in the BRImo App

BRI offers an online credit card application process directly within the BRImo app. Customers who receive approval may obtain vouchers worth up to Rp150,000 and gain access to exclusive discounts at BRI partner merchants. Once approved, cardholders can instantly access essential credit card details in the app, including limit, billing balance, card number, expiration date, CVV, and billing statements.

How to Activate and Use the BRI Credit Card for QRIS Transactions

To activate a BRI credit card in the BRImo app:

• Log in to BRImo and go to the Credit Card menu.
• Select “Activate” and enter the expiration date and date of birth.
• An OTP will be sent via SMS; enter it in the app.
• Upon success, a “Financial Activation Successful” notification will appear, and the card’s status will change to active.
• The activated credit card will then be available as a QRIS payment source.

To make a QRIS payment using a BRI credit card:

• Log in to BRImo and open the QRIS transaction feature.
• Scan the QR code at the merchant.
• Enter the payment amount.
• Choose the BRI credit card as the main funding source.
• Review the amount and funding method, then complete the transaction.

Users who do not yet have a credit card can apply for a BRI Virtual Credit Card through BRImo by selecting the Credit Card menu and choosing “Apply for New Credit Card,” then following the steps provided.

PHOTO: BRI

This article was created with AI assistance.