As of September 30, 2024, Bank of India Indonesia published its quarterly financial report, providing insights into the institution’s current financial health and stability. Total assets reached IDR 6.64 trillion, a strong indicator of growth and resilience in the Indonesian banking sector.

The bank’s asset portfolio reflects significant allocations towards credit and securities. Loans extended by the bank amounted to IDR 3,859,794 million, underscoring a robust credit business. In addition, investments in government securities and bonds totaled IDR 1,953,902 million, supporting a balanced asset strategy. Cash holdings were IDR 12,453 million, while the bank’s placement with Bank Indonesia was IDR 224,807 million, demonstrating a commitment to liquidity and compliance with regulatory standards. Reverse repos further contributed to the bank's asset profile, totaling IDR 402,283 million, reflecting its structured approach to short-term investment.

On the liabilities side, Bank of India Indonesia reported a total of IDR 3,212,230 million. Deposits are a major part of this, with term deposits totaling IDR 2,506,366 million, demand deposits at IDR 489,624 million, and savings deposits at IDR 154,207 million. This mix reflects the bank’s strong deposit base and its role as a primary funding source. In terms of equity, the bank reported IDR 3,430,579 million, indicating a solid foundation. Paid-up capital stands at IDR 2,200,000 million, with additional paid-in capital at IDR 2,895,154 million, contributing to the bank's stability and investor confidence.

Bank of India Indonesia's operational income further underscores its financial strength. For the third quarter of 2024, the bank generated interest income of IDR 308,645 million while incurring interest expenses of IDR 104,184 million, resulting in a net interest income of IDR 204,461 million. Fee-based income contributed IDR 11,835 million, highlighting the bank’s diversified revenue sources. Non-interest expenses, such as impairment losses on financial assets, reached IDR 76,552 million, impacting operational profit. Labor costs, a significant expense, totaled IDR 42,844 million, reflecting the bank’s continued investment in human capital.

Non-operational activities yielded a slight net loss of IDR 1,756 million, which included gains and losses from asset sales and other non-operational costs. Nonetheless, the bank recorded a pre-tax profit of IDR 66,842 million and, after accounting for income taxes of IDR 14,705 million, reported a net income of IDR 52,137 million for the period. No additional items were recorded in comprehensive income, meaning the net profit largely reflects the bank’s core performance.

In its off-balance-sheet commitments, Bank of India Indonesia holds IDR 80,544 million in forward receivables and has IDR 243,270 million in uncommitted credit facilities. These contingent liabilities offer insights into the bank’s potential exposure to credit and liquidity risks.